Al Inma home finance · free instant estimate
Know your Al Inma monthly payment before you sign
Enter the property price, your down payment, the loan term and your income — get the monthly installment, the real total cost and an instant eligibility verdict against Al Inma's financing rules.
3 steps
How it works
Enter your details
Property price, down payment, term, rate and monthly income — defaults are pre-filled.
Watch it update live
Monthly installment, total interest and total cost refresh as you type.
Read your verdict
Eligible or not against the 33% debt-burden rule and the age-70 limit.
Under the hood
The financing rules behind the numbers
33% of income cap
The monthly installment should stay at or below 33% of your monthly income.
Age + term ≤ 70
The loan cannot mature after your 70th birthday.
From 5% down
5% is Al Inma's absolute minimum; 10% or more is the usual bank expectation.
FAQ
Common questions
Is this an official quote from Al Inma Bank?
No. This is an independent estimate using the standard annuity formula plus common Al Inma program limits (33% debt burden, 5% minimum down payment, maturity by age 70). Your real offer depends on your credit file and the bank's underwriting.
Why is the Calculate button disabled?
When the down payment drops below Al Inma's 5% minimum, the calculator blocks the estimate and disables the button so you are never shown an impossible deal.
Can I switch between SAR, MAD and USD?
Yes — the same figures are re-labelled in your chosen currency. No foreign-exchange conversion is applied: enter the property price and income in that same currency.
How is the monthly payment computed?
With the standard annuity formula: payment = loan × r ÷ (1 − (1 + r)⁻ⁿ), where r is the monthly interest rate and n the number of months. At 0% the loan is simply divided evenly across the term.